Hail Size Roof Damage Chart


When a storm rolls through your town, there are a lot of things that can do damage. Heavy winds are the usual culprit, but hail is another type of storm that can do significant damage. The most recent annual data estimates over 3,700 hail storms in the United States.

After these storms, it’s handy to have a hail size roof damage chart at your disposal, like the one below:


Hail Size Damage Chart

Key Takeaway

Any hail larger than a ½ inch can damage a roof, meaning ¾-inch to 1-inch hail (quarter size) and 1 ¾-inch to 4 ½-inch hail (golf ball size) should prompt a call to your insurance company.


Assessing Roof Hail Damage by Size

When hail grows in size, you can be concerned about things like your car or, even worse, your roof. The costs can be heavy when there is damage to your roof. Even minor damage can cost thousands of dollars, and most of us do not have that kind of money lying around.

They say they are there for us when disaster strikes, but most insurance companies will find any reason not to pay out a claim. After all, it is how they strengthen their bottom line.

When hail becomes a concern, it can help to know what size hail can damage your roof. Again, not all hail is worth worrying about, but when those bigger chunks begin to hit, you can wonder what to do. Inspecting your own roof is dangerous, and you may not know what to look for.


Most people won’t be able to manually measure hail during a storm, so you can estimate using common identifiers like “golf ball size” and “marble size.”


Understanding which hail sizes can damage your roof gives you a good idea of when to call in an inspector to check for damage on your roof. Here are a few of the most common hail sizes that damage roofs nationwide.


¼-inch Hail (Pea-sized Hail)

Milder hailstorms generally produce this size of hail, but only for a few minutes at a time before it shifts over to steadier rainfall. When dealing with this size of hail, a roof can often fair pretty well.

Use some common sense and judgment before jumping to any conclusions.If you have an older roof with existing damage, pea-sized hail could exacerbate the present damage. Be aware of the condition of your roof before judging whether it needs an inspection after a hailstorm.


½-inch Hail (Marble-sized Hail)

Marble-sized hail can also fall into the safe zone when it comes to hail, meaning it generally doesn’t cause damage to roofs that don’t already have substantial damage. 

Remember that hail is produced by updrafts of wind that shoot raindrops higher into the atmosphere. It freezes when it gets higher into the atmosphere and then falls back to Earth.

When you have more extreme winds, the hailstones will generally be larger. While the quarter-inch-sized hailstones might not be of much concern, exercise caution and common sense again.

If you have any thoughts that there might be damage to your roof, call in an inspector immediately.


¾-inch to 1-inch Hail (Dime to Quarter-sized Hail)

You should call an inspector immediately when you see hailstones larger than the ½-inch described above. Finding a reputable local roofer is a great place to start, and you also need to make sure that you place a call to your insurance agent.

Hail this size generally damages roofs in the form of dents and cracks, though in some cases, it can definitely cause greater damage.

Do not leave this unaddressed. As expensive as it can be, if you leave the damage unaddressed, it could become a more expensive, extensive, and potentially dangerous condition to live in.

In any event, you must talk to your insurance agent immediately. Knowing what your policy covers and what might be paid for can help you determine your budget and which contractor to use.

Part of the headache of dealing with damage to your roof is dealing with the insurance company; try to get that duck in a row as soon as possible.


Once hail size approaches 1 inch, you will most certainly have roofing damage of some form. It’s important to contact your insurance company as soon as possible.


1 ¾-inch to 4 ½-inch Hail (Golf Ball-sized Hail)

While not an uncommon hail-size range, golf ball-sized hail can still substantially damage your roof, car, and home. Like with dime-size hail, you should contact your insurance agent by phone to discuss your options.

Agents might send a roofer to determine the overall damage before proceeding. Your policy may cover a portion of the damage your roof sustained.

Hail can be a nasty beast, even if it only occasionally rears its ugly head. Whenever there is hail in your area, you must assess the size of the hailstones first and foremost. Under ¾-inch, you are probably fine unless your roof already has substantial damage and age.

Anything larger than 1/2 inch should prompt you to discuss the next step with your insurance agent and find a roofing contractor to inspect your roof.


The Bottom Line for Roofs With Hail Damage

Being calm and knowing the steps to take when a hailstorm hits your area can make all the difference in the world when trying to get the necessary repairs done.

The key is not to panic and not jump to conclusions. Make sure that you take all of the proper steps so that you can not only get your roof repaired but get it done in a cost-effective way.

Because hail damage leads are often hot items for roofers, cities recently hit by storms will be ripe with them. Be aware of whom you’re dealing with.

If you are unsure whether or not your roof was damaged by a hail storm, getting an inspection is the best option. Even if the hail is around 1/2 inch in size, it can exacerbate existing problems with the roofing system.

When hail is larger than 1/2 inch, including quarter and golf ball size, your roof is almost certainly in danger. The more quickly you address damage from hail storms, the less future complications arise.